How to Deal with a Forced Cost of Living Crisis 

Welcome to the group!

This is a time of great opportunity. Where we, the everyday people of this World, can all make a huge difference. We can reshape our future as the strong and capable 99%. In order to do this, we must find ways to come together, heal together, change together, and live together more harmoniously.

When everything we need to survive, or have been led to believe we need to survive, rises in cost to the point of becoming inaccessible to the average person, we face huge problems. The cost-of-living crisis sees huge impacts on our life. It also creates behavioural changes too!

The price of food has risen by 88%

Gas and electricity by 83%

Fuel by 77%

Mental Health

The situation -

There is no getting away from the facts of this current reality, that being money affects mental health and mental health affects income. According to a YouGov poll 59% of UK adults said the cost-of-living crisis has a negative impact on their mantal health. 1 in 5 (21%) are unable to cope with rising costs. Nearly 9 million people say they dread opening post from energy companies, banks, and other creditors. It is reported suicide is 3 times more likely to happen when a person has debt problems.

The cost-of-living crisis has put so much focus on money. Money worries can cause anxiety and make already pre-existing mental health issues much worse. An inability to pay bills or meet financial obligations and personal needs can lead to shame and embracement. Not knowing where to go for help, support or advice may lead to feelings of…

Community

The situation -

Many experts according to Community Care, are giving a clear warning that the cost-of-living crisis is deepening societal inequalities. Hitting the poorest and most vulnerable the worst. This in turn fuels already existing issues such as poverty, debt, mental ill-health, and domestic conflict.

Social workers are reporting they are receiving phone calls from people with no money for food, who need food banks. Calls from people who are being evicted because they cannot afford their rent. People unable to buy medication required. Others not visiting family because they cannot afford transport or fuel for their car. People unable to socialise due to costs so they are becoming isolated as a result.

People are just not getting the help or support they need. Those who work directly in local communities are reporting a large increase in the number of families receiving support under the children’s social care…

Finances

The situation -

A recent report (august 2022) found the average household would run out of money in less than 3 weeks if they were to lose their income.

Almost 2 million people over the past 2 years are arriving at the end of the month with nothing spare after covering the basics.

This increased over the last 2 years according to a report done by Legal & General. Based on the current cost of living it is thought that the average daily living expense is £93 per day, that is £ 651 per week.

With so many already living pay-check to pay-check with little to no savings and prices going up way past the average household's income more will be lunged into poverty.